Home Prices Up 5.05% Across the CountrySome Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In
Top 25 Money Saving Household Habits
TOP 25 Money Saving Household Habits
#1 Clean Your Light Bulbs
What? Who does that? Well, smart people. A dirty bulb emits 30% less light than a clean one.
Here's how to save money each month without putting a dime of home value at risk.
#2 Keep Your Fridge Full
Solid items snuggled together retain the cold better than air and help keep each other cold — requiring less energy overall. Leaving town for awhile and fridge is empty? Fill voids in the fridge or freezer with water bottles.
#3 Switch Your Bulbs to LEDs
By replacing just five of your most-used incandescent bulbs with uber-efficient light-emitting diode (LED) bulbs, you could save $75 a year on your energy bill. And LEDs last 15-20 times longer than incandescents, so you won't have to replace them nearly as often.
#4 Use Power Strips
Appliances like coffee makers, TVs, and computers continue to suck power even when they're off — which can cost you $100 a year. And did you know the AC adapter for your laptop keeps drawing power even if the laptop isn't plugged in? Stop this slow money burn by connecting them to an easy-to-switch-off power strip.
#5 Use a Toaster Oven
When Possible Toaster ovens use 50% to 70% less energy than a full-size oven.
#6 Set Your Water Heater to 120 Degrees
Hot water heaters often come with a factory setting that's higher than you need. You'll cool your water heating costs by 3% to 5% every time you lower the temperature setting by 10 degrees.
#7 Insulate Your Water Heater
For $30 or less, an insulating jacket or blanket can shave 7% to 16% off your water heating costs for the year. Just make sure to follow the manufacturer's directions to avoid creating a fire hazard.
#8 Wash Clothes in Cold Water
Just switching from hot to warm water will cut every load's energy use in half, and you'll reap even more savings taking the temp down to cold. And don't worry: Your clothes will get just as clean from cold water, thanks to the efficiency of today's detergents (except in the case of sickness; you'll want hot water and bleach then).
#9 Use the Right Dryer Cycle
If you're using a high-heat setting for each load, you could be using more energy than you need. Almost all fabrics can be dried with a lower heat setting, such as the permanent press setting. It uses less energy and has the added bonus of extending the life of your fabrics. Save the higher heat for items such as sheets and towels.
#10 Use Homemade Cleaners
Many commercial products rely on baking soda or vinegar for their cleaning power, so why not make your own? Most homemade cleaners cost less than $1.
#11 Cut Back on Laundry Detergent
Never mind the barely visible measurement lines in the cap: You typically only need a tablespoon of detergent. And, clothes actually get cleaner when you use less, because there's no soap residue left behind.
#12 Ditch Disposable Sweeper and Mop Head
Stop throwing money away every time you clean! Refill your Swiffer Sweeper with microfiber cloths. Just cut to size and use them dry for dusting or with a little water and floor cleaner for mopping. Or switch to a microfiber mop with a washable head.
#13 Stop Buying Dryer Sheets
Another easy swap? Give up your dryer-sheet habit (about $7 for 240 loads) in favor of wool dryer balls (about $10 for six, which last more than 500 loads each). Of course, depending on your laundry preferences, you can always just go without either.
#14 Cut Scouring Pads In Half
Most clean-ups don't require a full one.
#15 Don't Rinse Dishes
Two minutes of rinsing with the faucet on full-power will consume 5 gallons of water — the same amount efficient dishwashers use during an entire cycle. Shocking, right? And it's an unnecessary step, since most newer models are equipped to remove even stubborn food debris. Just be sure to clean the dishwasher trap regularly to keep your dishwasher running efficiently.
#16 Keep a Pitcher of Water in the Fridge
You won't have to waste time and money running the faucet, waiting for it to get cold enough for a refreshing sip.
#17 Set a Timer for the Shower
The average American takes an eight-minute shower and uses about 17 gallons of water. It's easy to linger, so set a timer for five minutes. Or try this more entertaining idea: Time your shower to a song or podcast segment.
#18 Install Low-Flow Fixtures
In addition to water-conserving practices, low-flow showerheads, which cost less than $10, and other fixtures can drop your water use in the shower by 43%.
#19 Hack a Water-Hogging Toilet
If you don't have a water-conserving toilet, there are water-saving retrofitting kits that could yield about $110 in savings every year. Or place a half-gallon milk jug filled with water into the tank — in the corner and away from the flapper and ball-cock assembly. Every time you flush, you'll save.
#20 Close Closet Doors
Each closet and pantry may hold a paltry amount of square footage, but you're still heating and cooling it. Add up all the storage space, and you've got the equivalent of a small room. Shut the doors to keep the conditioned air out.
#21 Program the Thermostat
Program your thermostat to turn the heat down by 3 to 5 degrees when you're not home and at night, and set it to bump the temperature up by the same amount when the A/C is cranking. You'll save $10 to $20 a month and never feel the difference.
#22 Don't Crank the Thermostat Up or Down Too Far
Varying the setting by 10 or more degrees when you're gone for work or over the weekend is overkill. Your HVAC system will have to work overtime to get back to the ideal temperature, erasing your savings.
#23 Use Fans Year-Round
Ceiling fans can reduce your summer cooling costs and even reduce winter heating bills — but only if used correctly. Flip the switch on the base to make the blades rotate counterclockwise for a cooling effect or clockwise to help distribute heat in the winter. And in the warmer months, an attic or whole-house fan can suck hot air out and help distribute cooler air so you can give the A/C a little break.
#24 Caulk or Weatherstrip Around Doors and Windows
Caulk may not have the charisma of something like solar panels, but using it to seal air leaks around doors and windows will deliver immediate savings rather than a 14-year payback. You'll spend $3 to $30 and save 10% to 20% on energy bills.
For gaps between moving parts that can't be caulked, add weatherstripping.
#25 Add Insulation
This is a bigger weatherizing project than caulking or weatherstripping, but it could yield more than $500 in yearly savings. While your home should be properly insulated from the roof down to the foundation, prioritize the attic, under floors above unheated spaces, around walls in a heated basement and in exterior walls.
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